1. Introduction

Polarize Network Private Limited ("we," "us," or "our") operates the Polarize Network Investment Dashboard (the "Platform"). This Privacy Policy explains how we collect, process, store, and protect your personal data in compliance with:

• Information Technology Act, 2000 (IT Act) and SPDI Rules (2011).
• Digital Personal Data Protection Act (DPDP), 2023.
• Prevention of Money Laundering Act (PMLA), 2002 (for KYC/AML compliance).

2. Data Collected

A. Personal Data

• Full name, date of birth, gender.
• Contact details (email, phone number, address).
• Government-issued IDs (PAN, Aadhaar, passport, driver’s license).
• Bank account details (account number, IFSC code).

B. Financial Data

• Investment amounts, transaction history, monthly returns.
• Tax-related information (GSTIN, TDS certificates).

C. Technical Data

• IP address, browser type, device information.
• Cookies and analytics data.

3. Purpose of Data Collection

• Verify identity under KYC/AML guidelines.
• Process investments, calculate returns, and disburse payments.
• Comply with tax laws (TDS deductions under IT Act, 1961).
• Send updates about investments and regulatory requirements.

4. Data Sharing

• Regulatory authorities (SEBI, RBI, Income Tax Department).
• Third-party service providers (payment gateways, cloud storage, KYC agencies).
• Legal obligations (court orders, fraud investigations).

5. Data Security

• Data encryption using SHA-256 standards.
• Access restricted to authorized personnel.
• Regular security audits.

6. Data Retention

We retain data for 5 years after account closure or as required by law. After this period, data is anonymized or securely deleted.

7. Your Rights

• Access, correct, or delete your personal data.
• Withdraw consent for data processing (may impact platform usage).
• File grievances with our Grievance Officer:

Name: Manmath Bellale

Email: support@polarizenetwork.com

Address: 304, 3rd Floor, Biz Square, Near Kamalnayan Bajaj Hospital, Beed Bypass Road, Chh. Sambhaji Nagar (Aurangabad), Maharashtra- 431005

8. Updates

Changes to this policy will be notified via email or Platform notifications. Continued use of the Platform implies acceptance.